ACH is a method of drafting an electronic check from the customer's checking account without having the check physically present. Processing ACH transactions is significantly less expensive than processing credit cards. When using ACH as the processing method; there is a nominal fee per transaction as opposed to processing credit cards which carry a percentage and transaction fee. In addition, ACH significantly broadens a business’ customer base by adding customers who cannot, or chose not, to pay by credit cards. ACH saves businesses money by: Simplifying the payment process Improving and automating operations necessary for handling receivables Decreased expense from credit/debit transaction cost Increasing productivity Faster receipt of funds Accepting payments from individuals incapable or unwilling to use credit cards

The Check Clearing for the 21st Century Act (Check 21) was signed into law on became effective on October 28, 2004. Read more >>   ACH is a method of drafting an electronic check from the customer's checking account without having the check physically present. Read more >>   Loyalty cards will ultimately increase customer activity if the proper program is attached to the card's usage. Read more >>

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